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Member insurance

Did you know that Shearwater Insurance are the Official Insurance Partner or British Dressage?

BD membership entitles paying members to receive:

* Personal Public Liability up to £10million provided in respect of third party liability to pay compensation, including legal costs, for accidental death or personal injury to any person (excluding employees) and accidental loss or damage to third party material property.

* Personal Accident Insurance which provides cover for accidental death, loss of limb or sight and permanent disablement only as a consequence of horse related accidents whilst attending an organised equestrian event or activities while attending any event or official practice/training session organised by or affiliated to BD, BHDTA, BHS, BS, Pony Club, BHS, Riding Clubs, BE, EGB, BEV or FEI.

* Member discounts Along with providing you, our members, with vital Personal Accident and Personal Public Liability Cover, Shearwater also offer all BD Members a 5% discount on new policies. Shearwater pride themselves on being able to offer their clients expert advice, a caring and knowledgeable team and a first class service, whether it be for Horse Insurance or Home Insurance. BD members can also benefit from having a single point of contact within the Shearwater team to handle all of their insurance needs – Horse, Home, Business, Personal, everything you need in one place.


Call the dedicated BD Insurance line: 01992 257421 or visit Shearwater online.

Not sure what areas of insurance cover Shearwater Insurance can provide? Follow the links below for further details:

Horse Insurance – from happy hacker to Grand Prix, including options for Tack cover

Rider Insurance  – ensure that you are fully covered to a level that most suits your needs

Horsebox Insurance – Shearwater can now offer instant online quotes for Horsebox & Trailer insurance

Equestrian Property – insuring your horse’s home is just as important as insuring your own

Equestrian Liability – specialist policies available for livery yards, private yards, equestrian events, studs, and many more

Household – Shearwater can look after your own home as well as your horse’s

• All types of Commercial Insurance including Professional Indemnity, Public & Products Liability and much more....

For full details of the insurance provided to BD members from Shearwater, please consult our Members' Handbook.