Member insurance

Did you know that Shearwater Insurance are the Official Insurance Partner of British Dressage?

Shearwater With Logo

British Dressage member cover

British Dressage membership entitles paying members to receive:

Personal Public Liability

Up to £10 million provided in respect of third party liability to pay compensation, including legal costs, for accidental death or personal injury to any person (excluding employees) and accidental loss or damage to third party material property.

Personal Accident Insurance

Providing cover for accidental death, loss of limb or sight and permanent disablement whilst the member is engaged in a horse related activity, during the course of their membership.  It's not soley restricted to accidents whilst taking part in events or training sessions organised by, or affiliated to, BD, BHDTA, BHS, BS, PC, RC, BE, EGB, BEV or FEI.


Member discounts

Along with providing you, our members, with vital Personal Accident and Personal Public Liability Cover, Shearwater also offer all BD Members a 5% discount on new policies. Shearwater pride themselves on being able to offer their clients expert advice, a caring and knowledgeable team and a first class service, whether it be for horse insurance or home insurance. BD members can also benefit from having a single point of contact within the Shearwater team to handle all of their insurance needs – horse, home, business, personal, everything you need in one place.

Contact Shearwater

To make a claim, call: 01992 707155

For general enquiries, call: 01992 367110 or visit Shearwater online.

Additional Shearwater Insurance cover

As one of our members, you also get a 5% discount on new policies, whether they be Equestrian, Household or Commercial!

Horse Insurance

From happy hacker to Grand Prix, including options for Tack cover:


Rider Insurance

Ensure that you are fully covered to a level that most suits your needs:


Horsebox Insurance

Shearwater can now offer instant online quotes for Horsebox & Trailer insurance:


Equestrian Property

Insuring your horse’s home is just as important as insuring your own:


Equestrian Liability

Specialist policies available for livery yards, private yards, equestrian events, studs, and many more:


Household Insurance

Shearwater can look after your own home as well as your horse’s:


Commercial Insurance

All types of Commercial Insurance including Professional Indemnity, Public & Products Liability and much more: